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Payment Solution Comparison: Splitit and PayBright

By | October 30, 2019 12:39 pm

PayBright is a well-known alternative finance provider available to merchants in Canada. Its recognized brand name gives Canadian consumers an option to finance the purchase of items both online and in select stores. That name recognition contributes to PayBright’s strong performance in increasing online shopper conversion by 25%. At the time of purchase, a consumer can choose to apply for financing. If their application is approved, the consumer pays varying fees and interest rates based on creditworthiness and PayBright’s terms with participating merchants, with payment terms up to 60 months. 

For Canadian merchants, Splitit serves as an alternative option. It allows merchants based in Canada to offer alternative financing to shoppers globally, while PayBright is only available to Canadian shoppers. Global availability helps merchants looking to capture tourist dollars from the U.S., China, and other countries more easily, as well as from e-commerce shoppers around the world. Unlike PayBright, Splitit uses available credit on the shopper’s Visa, MasterCard or UnionPay cards. Shoppers do not need to apply for additional credit and can check out seamlessly online or in store by selecting Splitit as a payment option.

Comparison

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